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Thats what they do. These cookies ensure basic functionalities and security features of the website, anonymously. Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. While personal loans are its core offering, the company also provides auto loans and student loans. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. Green Dot primor Visa Gold. We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. However, I dont start my job for sixty days. This company wasted my time and money. Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. If this was how another company would treat me before I paid them I knew it wasn't going to get any better after I paid them. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. Please visit our website and start with the inquiry form. Who pays for the Insurent Lease Guaranty? As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. Award winning company since 2018. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . We get you Approved. The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. 4: MOVE IN We offer a free pre-screening application And Same-Day Approvals. Thank you thank you God Bless you. Contact us to find out more and don't forget to ask about our fast-tracked program. I would definitely recommend!Just a couple of FYIs First, they're serious about you needing to have verifiable income. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. I'm in the process of using their service now. This company came through and for 3.5 years we have used them with ZERO issues. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. We specialize in connecting you with the home of your choice, regardless of past credit challenges. The property may require other fees and deposits. In the event that you fall into that category, please email us at, Yes. I TREC Information About Broker Services And that wasn't even the worst possible outcome. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. You need a new address, email address and telephone number. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? No. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Companies can ask for reviews via automatic invitations. Dave is the author of more than two dozen books and has contributed to many sites and publications including CNET, Forbes, PC World, How To Geek, and Insider. The minimum deposit is $200, and the maximum is $3,000. Real Estate Real Estate Rental Agency Luxury No Credit Check Apt Approval and Lease Guarantor Luxury No Credit Check Apt Approval and Lease Guarantor Reviews 21 Average 3.6 VERIFIED COMPANY forrentnocreditcheck.com Visit this website Write a review Reviews 3.6 21 total 5-star 76% 4-star 0% 3-star 10% 2-star 0% 1-star 14% Filter Sort: Never complete the rental application or background check information without making sure the property and landlord are legitimate. It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. We also help with building credit with our step by step process. knowledgeable staff outlined the different options, then helped us get approved for the apartment. When is the Insurent Lease Guaranty issued to the Landlord? There is no application fee. Your landlord could even place a lien against you for compensation of the damages.". We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify As the website states " YOU MUST QUALIFY FOR OUR SERVICE" . Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. In the event that you fall into that category, please email us at. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. You can search the Insurent database of certified buildings. Their friendly Marquita B. The Insurent Lease Guaranty Policy covers one year leases (including one year leases plus a partial month), two year leases, 13 month 15 month leases, 16 month leases and 18 month leases. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. We've already gotten denied once and i'm . Bums!!! I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Two potential downsides, however: The card charges an annual fee of $35, and . The renter(s) pays for the Insurent Lease Guaranty. If youre in a jam with an eviction on your record, this service is legit and can really help you get back on your feet if youre responsible and really serious about getting your rental history cleaned up. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. community that was finished being built about a year ago. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. What do I do if the apartment I choose is not an Insurent certified building? Rebate Offer | Ten minutes later, we signed the new updates lease.". I actually save lives for living. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. It is important the lease is read fully and understood before signing it. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. The cookie is used to store the user consent for the cookies in the category "Analytics". Acceptable Applications Include Renters With: I expect to receive a bonus in addition to my base salary. We offer a free pre-screening application And Same-Day Approvals. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Now, I've been able to purchase a home and get back on my feet. The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. 2023 Trustpilot, Inc. All rights reserved. The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. We are not a "pay to play" service. Best of all, you can get approved in 30 minutes at the lowest guaranty prices, and the Guaranty is normally issued within 24 hours. Copyright 2015 - 2023 by Nationwide Financial Solutions, LLC. Like any other business our goal is to make money but not at the expense of hurting or lying to people. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Consider their position. Heres the kicker I dont have any renters history thus the reason for using Guaranteed apartment approval in the first place. However, you may visit "Cookie Settings" to provide a controlled consent. Now I live in a gorgeous apartment. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? Insist on seeing the property in person. Get more reviews from your customers with Birdeye. In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. Reach out anytime. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. Then after another 3 to 4 days of waiting I was told they looked up my renters history through my drivers license. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. What is the Insurent Lease Guaranty Program? Can I still qualify for an Insurent Lease Guaranty? I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. A CPN ( Credit Profile Number) is the primary component in getting you approved for your apartment. I Terms of Service The Insurent Lease Rental Bond Policy and The Insurent Lease Residual Value Policy are underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company licensed in New York and other states. Hold up your end of the deal and so will they. Necessary cookies are absolutely essential for the website to function properly. Our Apartment Approval Program is the best in the nation. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. This building is located in Brea in Orange County zip code 92821. This place and *********************** took money from my family after losing our home following covid. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. Guranteed Apartment Approvals | Houston TX Lets work together to get those negative items remove from you credit file. I submitted numerous apartment complexes and was told they are either not answering or returning their calls or they just dont want to work with them. amanda was so helpful and easy to work with! Call today. Self-employed people are eligible to qualify for an Insurent Lease Guaranty. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. I then texted the ONE number they have and asked if it was scam. The best part is theyre Nationwide, so even if you have staff in Multiple States, ALL RIGHTS RESERVED Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. The landlord (or potential scammer) can't run off with your personal information, because they never see it. Yes. good luck finding another cosigner/guarantor - note: we never changed you a penny. Contact. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. Yes. , an estimated 5.2 million renters have lost money to rental scams. It just depends upon whether your scammer wants cash, your personal information, or both. Submit a copy of bank/ brokerage statement and ID. Get credit for your on-time rent payments! Cash is also acceptable. In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. I had submitted several applications for houses and apartments but got denied by everyone. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. The cookies is used to store the user consent for the cookies in the category "Necessary". The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. No scam, no fly by night company. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. NO CREDIT CHECK Preserve your credit with no credit check qualification. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. We walk you thru the process. Who are the various types of renters for who you issue guarantees? They kept me in the loop every step of the way. I was able to choose my own rental property while this company credit qualified on my behalf. In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. They did not get approved. The Insurent Program can still assist you if you have a Responsible Party. Cookie Settings Accept All While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. If she had wired any cash, it would have been gone without a trace. Just trying to see if it allows me to post a reply.hmm.. After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. Home Approval. The cookie is used to store the user consent for the cookies in the category "Performance". We highly recommend Guaranteed Apartment Approval We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. I am a non-U.S. person with no U.S. credit history. They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. It's easier for property managers to say yes to these renters when they have a co-signer. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. You can then forward all your documents to be fully approved and you can show the Insurent Qualification Certificate to brokers and landlords in any of the 3,500 Insurent participating buildings to expedite the lease approval process. Work more efficiently with pre-approved renters. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. The 5 star review is beyond fake. Bait-and-switching can take various forms. I asked ****** if the apartment was going to work with them if I pay the fee and I was told the person handling everything is very good at what they do and would not ask for a deposit if she didnt think they would get approved. Non-U.S. persons qualify for an Insurent Lease Guaranty. 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. This company literally helped prevent us from being homeless!! New landlords and their respective buildings are being added on an ongoing basis. Follow the rules--basically be a good tenant--and things will work out well for you with this company. About 250 E Acacia St. Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. We have seen every scenario and we're here to help. See how weve become the industry leader over the past 8 years. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. This company was really convenient for me when I relocated to NC. Apartment hunting can feel like a virtual minefield of scams. Total income including guaranteed bonuses are included in annual income. He then spent eight years as a content lead on the Windows team at Microsoft. Grow your business. By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. Helping people get approved in all 50 states. Can never thank this service enough for helping me and my family seriously. It's easy and free to apply. Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. You have to be patient with responses as they get so many applicants.. they will get back to you, IF you qualify. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. The job acceptance letter is sufficient verification of your annual income for you to be eligible to qualify for an Insurent Lease Guaranty. We remove the risk of rent loss from the equation. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. If she had wired any cash, it would have been gone without a trace. Very professional and friendly people. That's heck of a lot of free work from an allegedly 'SCAM COMPANY' We are going to let barking dogs bark. Our program eliminates the hassle of finding a suitable co-signer. How can I benefit from the Insurent Lease Guaranty program? I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? This business was made for me! The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. We will cover rent and damages up to 3x the rent. Use a cashier's check (which is easier to trace) or a credit card when possible. Birchwood Village Apartment Homes. I didnt think this was really possible. In addition, the card reports to all three credit bureaus. Applications with co-tenants must be completed by all renters for the application to be processed. I cant thank them enough for helping to bridge the gap. "These charges could deplete your entire security deposit. Very fast they got me my desired apartment. I am a college or professional school graduate with a job acceptance letter. Apartment Lease Guarantors And Bad Credit Specialists. We also qualify international students with Responsible Parties. The NYC lease guarantor service began in New York but has expanded rapidly to other major markets including New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. No down time. This company gave me a quality way to live for 7 years. We declined the appointment. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. Guaranty fees for two year leases are approximately 85% higher than a one year lease guaranty, 18 month leases are approximately 39% higher, and 16 month leases are approximately 23% higher than a one year lease guaranty. If you claim we have charged you anything, you have the wrong company. Need No Credit Check Apartments or Lease Guarantor? "But apartment hunters can see this as well.". It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. Our approvals are income-driven. shouldn't prevent you from living in a House or Apartment you love. Visnova is wonderful. At the most this process should take 3days. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. We are paid a commision (like a realtor) from the referral company we send you. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. We followed up with places he suppose to contact and he didnt. If you need a co-signer, apply with OneApp Guarantee. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. Ive recommended them to over 4 people and Ill continue to recommend them. The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. This business preys on those asking for help. The property tooks only 3 hours total to send my approval!!!! I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. They applied one time and were approved instantly for a lease. Gary Group Realty LLC Broker #9009741